A whole-body MRI in Canada typically costs between $1,500 and $3,650 as of 2026, depending on the clinic, scan protocol, and whether bloodwork or extra sequences are bundled in. Because it's considered preventative (not medically necessary), provincial health plans like OHIP do not cover it — you pay out of pocket or through private insurance/HSA.
2026 pricing across major Canadian providers
Here's what the leading private clinics charge in Toronto and the GTA:
| Clinic | Price (CAD) | What's included |
|---|---|---|
| Simply MRI (Light) | $1,500 | Head, neck, abdomen, pelvis |
| Simply MRI (Standard) | $2,500 | Brain, spine, chest, abdomen, pelvis |
| Prenuvo Toronto | $2,499 | Whole-body + AI report |
| WholeBodyMRI.ca | $3,250+ | Whole-body + bloodwork add-ons |
| Mayfair / Canada Diagnostic | $2,800–$3,500 | Varies by region |
Why does pricing vary so much?
- Scan length. A 60-minute focused screen costs less than a 90-minute full-body protocol.
- Magnet strength. Field strength (e.g. 1.5T vs higher) affects image sharpness and operating cost; 1.5T is the hospital standard for whole-body screening.
- Bundled extras. Some clinics include bloodwork, genetic panels, or AI-generated reports.
- Radiologist subspecialty. Subspecialty reads (neuro, body, MSK) cost more than generalist reads.
Is it covered by insurance?
Whole-body MRI is not covered by OHIP or any provincial plan when used for preventative screening. However, many patients successfully claim it through:
- Health Spending Accounts (HSA) and corporate wellness benefits
- Private extended health plans with diagnostic imaging coverage
- Self-employed Personal Health Spending Plans (PHSP)
How to choose
Don't pick on price alone. Ask: How long is the scan? Is the radiologist board-certified? Will I get the raw DICOM images? How fast is the report? At Simply MRI we publish all of this transparently — see our scan options or compare against other Ontario private MRI clinics.